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![\"示意圖\"](//www.cosmojoint.com/\"https:/gen.pollinations.ai/image/Financial%20growth%20scene%2C%20featuring%20rising%20stock%20charts%2C%20currency%20symbols%2C%20and%20small%20world%20map%20icons%2C%20clean%20flat%20vector%20illustration%2C%20soft%20green%20and%20blue%20tones%2C%20wide%20horizontal%20composition%2C%20NO%20TEXT%2C%20NO%20LETTERS%2C%20NO%20WORDS%2C%20NO%20NUMBERS%2C%20NO%20TYPOGRAPHY%2C%20NO%20CAPTIONS%2C%20NO%20LABELS%2C%20NO%20SIGNS%2C%20NO%20LOGOS%2C%20NO%20UI%20ELEMENTS%2C%20NO%20ICONS%2C%20NO%20WATERMARKS%2C%20NO%20PEOPLE?width=1200&height=630&nologo=true&safe=true&model=zimage&seed=42&key=sk_xhaKhr3fHNlUbTdHRGfLpaAsykxNIWz7\")
![\"概念圖\"](//www.cosmojoint.com/\"https:/gen.pollinations.ai/image/Close-up%20of%20an%20advanced%20AI%20chip%20with%20glowing%20circuits%20and%20intricate%20patterns%2C%20modern%20editorial%20style%2C%20centered%20layout%2C%20minimal%20color%20palette%20with%20blue%20and%20purple%20accents%2C%20NO%20TEXT%2C%20NO%20LETTERS%2C%20NO%20WORDS%2C%20NO%20NUMBERS%2C%20NO%20TYPOGRAPHY%2C%20NO%20CAPTIONS%2C%20NO%20LABELS%2C%20NO%20SIGNS%2C%20NO%20LOGOS%2C%20NO%20UI%20ELEMENTS%2C%20NO%20ICONS%2C%20NO%20WATERMARKS%2C%20NO%20PEOPLE?width=1200&height=630&nologo=true&safe=true&model=zimage&seed=43&key=sk_xhaKhr3fHNlUbTdHRGfLpaAsykxNIWz7\")
![\"示意圖\"](//www.cosmojoint.com/\"https:/gen.pollinations.ai/image/Panoramic%20view%20of%20a%20futuristic%20data%20center%20with%20servers%2C%20network%20lines%2C%20and%20power%20symbols%2C%20clean%20technical%20illustration%2C%20wide%20horizontal%20composition%2C%20dark%20blue%20and%20orange%20color%20scheme%2C%20NO%20TEXT%2C%20NO%20LETTERS%2C%20NO%20WORDS%2C%20NO%20NUMBERS%2C%20NO%20TYPOGRAPHY%2C%20NO%20CAPTIONS%2C%20NO%20LABELS%2C%20NO%20SIGNS%2C%20NO%20LOGOS%2C%20NO%20UI%20ELEMENTS%2C%20NO%20ICONS%2C%20NO%20WATERMARKS%2C%20NO%20PEOPLE?width=1200&height=630&nologo=true&safe=true&model=zimage&seed=44&key=sk_xhaKhr3fHNlUbTdHRGfLpaAsykxNIWz7\")
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金融科技前瞻、半導體躍進：AI引領全球經濟新篇章
2026-05-25
本週市場焦點圍繞金融業的穩健獲利與積極擴張，以及半導體產業在AI浪潮下的強勁復甦動能。全球總體經濟在AI技術的驅動下，呈現出多元且快速的發展態勢。投資者正密切關注這些領域的潛在機會。
本週市場焦點圍繞金融業的穩健獲利與積極擴張，以及半導體產業在AI浪潮下的強勁復甦動能。全球總體經濟在AI技術的驅動下，呈現出多元且快速的發展態勢。投資者正密切關注這些領域的潛在機會。
![\"示意圖\"](http://www.cosmojoint.com/\"https:/gen.pollinations.ai/image/Financial%20growth%20scene%2C%20featuring%20rising%20stock%20charts%2C%20currency%20symbols%2C%20and%20small%20world%20map%20icons%2C%20clean%20flat%20vector%20illustration%2C%20soft%20green%20and%20blue%20tones%2C%20wide%20horizontal%20composition%2C%20NO%20TEXT%2C%20NO%20LETTERS%2C%20NO%20WORDS%2C%20NO%20NUMBERS%2C%20NO%20TYPOGRAPHY%2C%20NO%20CAPTIONS%2C%20NO%20LABELS%2C%20NO%20SIGNS%2C%20NO%20LOGOS%2C%20NO%20UI%20ELEMENTS%2C%20NO%20ICONS%2C%20NO%20WATERMARKS%2C%20NO%20PEOPLE?width=1200&height=630&nologo=true&safe=true&model=zimage&seed=42&key=sk_xhaKhr3fHNlUbTdHRGfLpaAsykxNIWz7\")
金融業：獲利強勁，全球佈局加速
台灣金融業者首季表現亮眼，海外拓點與併購動態顯示產業積極擴張，預示未來成長動能。
獲利表現
- 富邦金(2881)：前4月EPS達5.15元，調整後每股盈餘8.67元已超越2025全年，顯示其獲利能力強勁且成長動能豐沛，預期未來營運表現將持續亮眼。
- 中信金(2891)：第一季獲利創同期新高，EPS 1.18元，其ROE與ROA表現領先同業，確立了穩健的業務營運效率，市場信心有望持續增強。
富邦金(2881)：前4月EPS達5.15元，調整後每股盈餘8.67元已超越2025全年。
策略發展
- 富邦金(2881)：北富銀東京分行已開幕，並積極籌備澳洲及印度分行，展現集團擴大國際業務版圖的決心，有助於提升其全球市場競爭力。
- 遠東銀(2845)：股東會通過配發0.6335元股利，董事長亦表示將持續評估購併安泰銀等機會，意謂其在穩健回饋股東的同時，也積極尋求市場擴張的策略。
![\"概念圖\"](http://www.cosmojoint.com/\"https:/gen.pollinations.ai/image/Close-up%20of%20an%20advanced%20AI%20chip%20with%20glowing%20circuits%20and%20intricate%20patterns%2C%20modern%20editorial%20style%2C%20centered%20layout%2C%20minimal%20color%20palette%20with%20blue%20and%20purple%20accents%2C%20NO%20TEXT%2C%20NO%20LETTERS%2C%20NO%20WORDS%2C%20NO%20NUMBERS%2C%20NO%20TYPOGRAPHY%2C%20NO%20CAPTIONS%2C%20NO%20LABELS%2C%20NO%20SIGNS%2C%20NO%20LOGOS%2C%20NO%20UI%20ELEMENTS%2C%20NO%20ICONS%2C%20NO%20WATERMARKS%2C%20NO%20PEOPLE?width=1200&height=630&nologo=true&safe=true&model=zimage&seed=43&key=sk_xhaKhr3fHNlUbTdHRGfLpaAsykxNIWz7\")
半導體產業：AI驅動，迎來復甦與新高峰
AI浪潮持續發酵，記憶體與IC設計業者營運展望樂觀，先進製程技術也將推動產業邁向新高峰。
記憶體動能
- 威剛(3260)：預估第二季營收獲利將明顯優於第一季，全年業績目標挑戰1200至1500億元，顯示市場需求強勁回升，預計全年業績有望創新高。
- 創見(2451)：維持逾百億元庫存並對後續展望保持樂觀，證明其對未來市場需求具有信心，預期出貨動能將持續良好。
威剛(3260)：全年業績目標挑戰1200至1500億元，預計全年業績有望創新高。
先進技術與設計
- 台積電(2330)：SoW與SoIC等先進封裝技術浮出水面，CPO的COUPE也將於下半年進入on substrate，持續鞏固其技術領先地位，將進一步提升先進製程的市場競爭力。
- 創意(3443)：股東會通過配息20元，並看好AI客製化算力爆發帶來的成長，顯示公司在回報股東的同時，也積極把握AI趨勢，有望持續受惠於AI算力需求的增長。
- 南亞科(2408)：投入客製化超高頻寬記憶體已產生小量營收，新廠預計明年第一季裝機，證明其在DRAM領域的技術轉型與領先，將提升未來的市場競爭力。
AI浪潮：全球技術競逐，產業鏈全面受惠
AI技術在全球範圍內加速發展，從核心晶片到基礎設施，相關供應商與應用服務商皆迎來高速成長。
算力核心
- Arm：隨著輝達誓成CPU霸主，Arm的權利金有望大豐收，其ADR股價飆漲，顯示在AI晶片競爭加劇下，Arm在IP授權市場的戰略地位越發重要。
- 國際總經：受惠於Neocloud與Arm的強勁表現，費半指數同步上揚，意味著市場對AI產業的長期發展抱持高度樂觀，持續推動半導體產業鏈成長。
Arm ADR股價飆漲：顯示在AI晶片競爭加劇下，Arm在IP授權市場的戰略地位越發重要。
基礎設施與應用
- 國際總經：BE與NBIS簽署AI基礎設施供電協議後股價同飆，凸顯AI技術對電力與數據中心等基礎設施的龐大需求，將驅動相關供應鏈的發展。
- Workday：優異的財測與AI助攻業務表現使其股價彈升一成，顯示AI應用正加速滲透至企業軟體服務，帶動數位轉型與營運效率提升。
![\"示意圖\"](http://www.cosmojoint.com/\"https:/gen.pollinations.ai/image/Panoramic%20view%20of%20a%20futuristic%20data%20center%20with%20servers%2C%20network%20lines%2C%20and%20power%20symbols%2C%20clean%20technical%20illustration%2C%20wide%20horizontal%20composition%2C%20dark%20blue%20and%20orange%20color%20scheme%2C%20NO%20TEXT%2C%20NO%20LETTERS%2C%20NO%20WORDS%2C%20NO%20NUMBERS%2C%20NO%20TYPOGRAPHY%2C%20NO%20CAPTIONS%2C%20NO%20LABELS%2C%20NO%20SIGNS%2C%20NO%20LOGOS%2C%20NO%20UI%20ELEMENTS%2C%20NO%20ICONS%2C%20NO%20WATERMARKS%2C%20NO%20PEOPLE?width=1200&height=630&nologo=true&safe=true&model=zimage&seed=44&key=sk_xhaKhr3fHNlUbTdHRGfLpaAsykxNIWz7\")